I have different idea:<br>
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1. Woolworth ezy card, commonwealth bank, also have no monthly fee, have 55 times cash out in Safeway/BigW/Woolworth shops, extra transfer would cost $0.3 or 0.5, I'm not sure. Now I'll go to safeway almost every two days, and buy a discount juice or ice coffe, then cash out. And what's more, I once cash out $7000 for buying my car, just gave a call to safeway one day early.<br>
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2. to 风中旗, the 6 times include pay bills and tranfer money to another bank, so I don't think it's enough, if you got gas, electric, hotwater, phone, rent to pay, each is a bill, and you'll need to transfer money to Citibank every month, right?<br>
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3. The citibank online account have 5.25% interest, yeah! But you should notice that, it would change at any time without condition, and it only give you 2 times free accesses per month, then you have to pay $2 for each tranfer! And sometimes when you need bank statement, it also cost you some dollars, and the regular statement only comes per 3 months I think. Compare to St. George, it's online account only give you 5%, but it gives you much more convenience! You could even use it to pay bills, all free, unlimited! You don't need to keep $5000 in your St. george saving account, only $1000 will give you 10 times free accesses, and if you use multiaccess card to pay all the things as a credit card, you even don't need to keep and money in that account!<br>
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4. ING is also 5%, and now it have a home loan product, 6.49%... I don't know if it's good, but if you put your money in ING, the home loan would be easy to apply.<br>
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Astina, would you check this home loan and give some of your suggestion?<br>
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So, my opinion is St. George + ING, or also have a woolworth ezy card in case you need to cash out a lot of money. |
发表于 24-2-2004 16:02:08
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发表于 25-2-2004 11:02:37
