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FIRST home buyers are leaping aboard a "sinking ship"
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原帖由 freeray 于 15-5-2009 11:19 发表
华人区房价是有道理的：
1.华人愿意为居住支付大比重的收入，这是本性，根深蒂固的，相比白人更乐于用在享受生活上
2.重视居住安全的重视，这里的安全是指种族安全，减少受到来自外族敌视的伤害的几率
3.重视 ...
华人一个比一个精，为什么那么多华人愿意多花钱住华人区，自然是有好处的。至于有人不喜欢住华人区，那就是萝卜青菜的问题了。
House prices to fall as the bubble burstsFIRST home buyers are leaping aboard a "sinking ship", withhouse prices set to fall about 20per cent in the next two years, says an AustralianNationalUniversityeconomist.
The Age - 1st May 2009
FIRST home buyers are leaping aboard a "sinking ship", with houseprices set to fall about 20per cent in the next two years, says an Australian National Universityeconomist.
Professor Quentin Grafton said house prices could not continue to grow at a faster rate than incomes and consumer prices. This "property bubble" was about to deflate, he said, and first-timers who were encouraged through government grants to buy at the top of the market could be overcommitted when hit by job losses and, later, higher interest rates.
"First home buyers who don't have much of a deposit and can barely afford their mortgage payments on the current interest rates, they'll be in trouble," Professor Grafton said.
"I wouldn't be surprised if overall we get a 20 per cent decline in nominal house prices over about the next two years." This could lead to borrowers owing more than they own, he said. "Ultimately, house prices have to be related to the ordinary prices that we pay for other goods and services and our incomes. In the past decade, house prices have gone up about 50 per cent in terms of that ratio. That is not sustainable, and certainly won't be sustainable as the recession bites."
Professor Grafton's comments coincide with house-price data showing small but steady gains in the first three months of this year. RP Data-Rismark, which is used by the Australian Stock Exchange, reported that Melbourne values grew 2.4 per cent as national values grew 1.6 per cent. Rival group Australian Property Monitors said median prices were up 0.1 per cent nationally.
Christopher Joye, of funds manager Rismark, said despite the "unsubstantiated, hyperbolic claims of some renegades out there", the figures suggested a "slow house price recovery". While house prices fell about 3 per cent across capital cities last year, most of the damage was done in August, when interest rates were at their highest, he said.
"Obviously prices tapered in 2008, but with home loan rates now falling, we've seen a massive increase in affordability," Mr Joye said. "That (1.6 per cent) growth is a very encouraging outcome. It shows a natural resilience."
Mr Joye cited the Reserve Bank's latest financial stability report, which suggested that the now substantial gap between incomes and house prices was permanent. The RBA said recent policy changes had brought about "an environment of lower inflation and thus lower nominal interest rates" compared to previous decades. That encourages people to borrow and fuels demand for houses.
But Professor Grafton said prices at the lower end of the market were being artificially inflated by the Federal Government's first home buyers' boost announced in October, which saw grants doubled to $14,000 for existing homes and tripled to $21,000 for new homes. He also warned that interest rates were not going to get much lower.
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楼主: 资深房产代理商
发表于 15-5-2009 14:52:58
就事论事，分析问题，何必骂人呢？
如果是，肯定属于经济过热
