600 旅游健康险有等待期吗 ？？

joyride88

给父母办了1年的600探亲签证。打算买相应的旅游健康险。看了BUPA的Standard Visitors Cover，有提到Waiting periods。比较疑惑两个问题，感谢有经验者的回复：

1) 提到了几种情况下的等待期都是1年。不在这几种情况之内就没有等待期，即抵达澳洲立即有效吗？
2) Pre-existing conditions是如何判定的？是根据办理600签证体检中所提供信息和检查结果吗？


Waiting periods - Hospital

A waiting period is the time between the latter of your arrival in Australia or the start date of your membership and when you are covered for a service or treatment. If you receive a service or treatment during a waiting period, you are not eligible to receive a benefit payment from us, regardless of when you submit the claim. Different waiting periods apply for different services.

Please note: you commence serving your waiting periods from the date you arrive into Australia, and not the start date.
  

Psychiatric and rehabilitation 1 year
Pregnancy (childbirth) 1 year
Pre-existing conditions, ailments or illnesses for hospital and out-patient medical services 1 year