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[其他] FW 人伦惨剧: 因付不起房贷被法院拍卖房子强制赶出,美国90岁老太太自杀抗议

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发表于 4-10-2008 20:39:02 | 只看该作者 回帖奖励 |倒序浏览 |阅读模式

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FW 人伦惨剧: 因付不起房贷被法院拍卖房子强制赶出,美国90岁老太太自杀抗议

http://www.cnn.com/2008/US/10/03 ... .attempt/index.html


(CNN) -- A 90-year-old Akron, Ohio, woman who shot herself as sheriff's deputies tried to evict her from her foreclosed home became a symbol of the nation's home mortgage crisis Friday.
Fannie Mae foreclosed on the Akron, Ohio, home of Addie Polk, 90, after acquiring the mortgage in 2007.

Fannie Mae foreclosed on the Akron, Ohio, home of Addie Polk, 90, after acquiring the mortgage in 2007.

Addie Polk is being treated at Akron General Medical Center after shooting herself at least twice in the upper body Wednesday afternoon, her city councilman said.

U.S. Rep. Dennis Kucinich, D-Ohio, mentioned Polk on the House floor Friday during debate over the latest economic rescue proposal.

"This bill does nothing for the Addie Polks of the world," Kucinich said after telling her story. "This bill fails to address the fact that millions of homeowners are facing foreclosure, are facing the loss of their home. This bill will take care of Wall Street, and the market may go up for a few days, but democracy is going downhill."

Neighbor Robert Dillon used a ladder to enter a second-story window of Polk's home after he and the deputies heard bangs inside, Dillon told CNN affiliate WEWS-TV in Cleveland, Ohio.

"I just thought she may have fell or couldn't get up or something," he told WEWS. "I didn't know [she had shot herself] until I got in there. And even when I got there, she was breathing, but she wasn't saying anything to me. I knew she needed help then."

Dillon said he saw blood when he put his hand on Polk's shoulder.

"There's a lot of people like Miss Polk right now. That's the sad thing about it," said Akron City Council President Marco Sommerville, who had met Polk before and rushed to the scene when contacted by police. "They might not be as old as her, some could be as old as her. This is just a major problem."

In 2004, Polk took out a 30-year, 6.375 percent mortgage for $45,620 with a Countrywide Home Loan office in Cuyahoga Falls, Ohio. The same day, she also took out an $11,380 line of credit.

Over the next couple of years Polk missed payments on the 101-year-old home and in 2007 Fannie Mae assumed the mortgage and later filed for foreclosure.

Deputies had tried to serve Polk's eviction notice more than 30 times before Wednesday's incident, Sommerville said. She never came to the door, but the notes the deputies left would always disappear, so they knew she was inside and ambulatory, he said.

A recent Akron City Council study identified a number of lenders whose practices it deemed predatory.

"I get a lot of calls about this predatory lending where people are elderly and they're probably living on a fixed income and they get somebody to give them some money," Sommerville said. "Then they get in a situation where if they miss a payment they lose their house. I don't think people quite understand what happens."

The city is creating programs to help people keep their homes, he said.

"But what do you do when there's just so many people out there and the economy is in the shape that it's in?"

Many businesses and individuals have called since Wednesday offering to help Polk, Sommerville said.

"We're going to do an evaluation to see what's best for her," he said. "If she's strong enough and can go home, I think we should work with her to where she goes back home. If not, we need to find another place for her to live where she won't have to worry about this ever again."
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He said that by the time people call for help with an impending foreclosure, it's usually too late.

"I'm glad it's not too late for Miss Polk, because she could have taken her life," Sommerville said. "Miss Polk will probably end up on her feet. But I'm not sure if anybody else will."
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2#
发表于 5-10-2008 00:05:00 | 只看该作者
。。。In 2004, Polk took out a 30-year, 6.375 percent mortgage 。。。

86岁的老太还能拿到30年期的贷款,可见美国之前的信贷管理放任到什么程度。
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3#
发表于 5-10-2008 00:22:07 | 只看该作者
想起了中美老太太天堂对话的经典故事.

现在看简直是黑色幽默,美国老太太也没等到自然上天堂哪一天.
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4#
发表于 5-10-2008 00:45:24 | 只看该作者
和她一比,中国那些钉子户都不够狠了。 中国钉子都是一哭二闹三上吊,吊上了一般还都是等着人来救,还是美国人实在。
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