最新银行贷款产品总结

lynn_liu

BANKWEST


1： Double deal：variable rate first two years 5.38% , after two years 5.89%Annual fee: $180 Upfront fee: $290左右. 贷款比例低于80%，upfront fee通常可省掉，but depends on your broker。


2.：Premium Select Home Loan：5.49% variable rate


3：Two years fixed rate 4.99% with 40% offset. 市面上少见的固定利率同时可以拥有offset account。

CBA Commonwealth Bank

1. Wealth Package: Up to 1% discount (5.15%) subject to loan amount, annual fee $350. No upfront establishment fee.

2. Attractive 5.24% three years special variable rate, no fees home loan

3. Two years fixed rate 4.99%

4.Refinance：$750 rebate

Citibank

1. Up to 85% borrowing (LVR) NIL Lenders Mortgage Insurance (LMI). But property must be more than four years old.
Under $50k  5.59%
above $50k  5.49%
支持海外收入


2. Fixed Rate: 4.89% of first two years

Homeside

1. Variable rate
    5.24% if 75% LVR and above $500k
    5.30% if 75% LVR and under $500k  

2. Two years fixed rate 4.99%



Suncorp Bank


1. Money Manager package loan:


Up to 0.9% discount (5.59%) if borrowing more than $250,000 LVR 80%
Up to 1% discount (5.49%) if borrowing more than $500,000 LVR 80%
Platinum credit card available, full transactional offset account. Annual fee $375.

2. Three years fixed rate 4.99% if not more than 80% LVR



Westpac Bank


1. Rocket repay home/investment loan:


Discount range from 0.9% to 1% from standard variable rate, end rate 5.26% to 5.36% (subject to borrowing amount and LVR).
Full offset account with credit card.
Overseas income acceptable up to 80% LVR. After discount rate as low as 5.36%.

2. Fixed rate two years 4.99%. Rate lock fee 0.15%

lynn_liu

以上是现阶段的贷款利率，根据个人贷款额度和贷款比例可能还会有所浮动。欢迎大家一起讨论交流。

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Lynn Liu
BusinessManager
N1Finance & Lease

Sydney,Brisbane, Melbourne & Adelaide Mortgage Brokers
Award:Westpac Platinum Broker (Top-tier), Suncorp SunEliteBroker (Top-tier)

Web:www.n1finance.com.au
Level 4, 285 George StreetSydney, NSW 2000 Australia

Mobile: 0430009680
Email: liwenliu@nifinance.com.au

lynn_liu

lynn_liu

澳大利亚央行宣布降息0.25%，ANZ宣布降息0,27%，幅度超过央行决策，ANZ最低可变住房贷款利率降至6.13%，为四大银行最低利率，其他三大CBA，WPC， NAB都降0.25%， 是refinance的好时候。

lynn_liu

对于拿不出20%首付的买房者来说， 在citibank您可以贷到85% without LMI.

lynn_liu

Bankwest Double Deal Product 更新：
降息后 Bankwest Variable interest rate 5.13% 两年。免申请费。是贷款者很好的选择。

xhnhxd

GOOD

aucentum

总结的很到位

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