A waiting period is the time between the latter of your arrival in Australia or the start date of your membership and when you are covered for a service or treatment. If you receive a service or treatment during a waiting period, you are not eligible to receive a benefit payment from us, regardless of when you submit the claim. Different waiting periods apply for different services.
Please note: you commence serving your waiting periods from the date you arrive into Australia, and not the start date.
Psychiatric and rehabilitation 1 year
Pregnancy (childbirth) 1 year
Pre-existing conditions, ailments or illnesses for hospital and out-patient medical services 1 year