标题: title insurance 是个什么东东？ [打印本页] 作者: stonebreaker 时间: 14-6-2013 11:51 标题: title insurance 是个什么东东？ 有人了解这保险吗？有必要在购房时买这个保险吗？作者: 西澳海豚 时间: 14-6-2013 13:07
What does a Title Insurance policy typically cover?
A typical home owner’s policy protects against the following risks – which commonly give rise to claims:
illegal building works / structures – Archicentre have reported that over 43% of properties in South Australia have illegal building works
incorrect signature of a document resulting in potential problems with the registration of the transfer
forgery, fraud, duress, incompetency, incapacity or impersonation prior to settlement
mortgage or title fraud after settlement e.g. a third party takes out a mortgage over the purchased property without the purchaser knowing
defective registration of a document
lack of rights of access or use of services
breach of covenants
boundary issues such as an encroachment by or on to the insured property