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80后小两口悉尼购房:预算60万刀一波三折后一见钟情

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1#
发表于 17-7-2010 19:10:34 | 只看该作者 回帖奖励 |倒序浏览 |阅读模式

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80后的小两口在悉尼租房的日子过得也算舒心,并没有祖辈说的无根的感觉。

  随着2008年初冬女儿的出生,我们的心态骤然逆转。7月份突然被中介告知房产已经售出,新房东将在8月合约结束时请我们搬离。纵使我一再强调自己还在“月子”里,在悉尼最冷的日子里找房、搬家实在为难,房东却非常坚定,无缓和余地。

  于是老公和我就是这样坚强地带着未足月的Ella完成了她人生的第一次迁移。我含着泪痛下决心——买房!

  去年春节后,将刚断奶的Ella托付给国内的亲人,我们踏上了购房之路。


  选定“恋爱”目标

  买房就是相亲,首先要针对自己的情况尽量缩小搜索的范围,确定“预算”、“刚性要求”和“弹性要求”,免得浪费时间。

  我的预算是50万-60万澳元,因为购买60万澳元以下房产的首次置业者,可以享受政府1.4万澳元的补贴,印花税也有相当的折扣。

  首先是区域的设定。其实在悉尼并没有一个很明确的界定,但呆久了的人一提及北边海滩, 东北边的几个著名的海湾等地名,就不由自主地想到富人区。确定房型是个很重要的环节,澳大利亚的房型挺复杂,有单元房、公寓、小型别墅、联体别墅、 独栋别墅等等。


  信息的搜罗达到一定程度时,我们理想中的房子就在脑海非常清晰地浮现出来:至少三房、砖木结构别墅,地处静街的中产相对聚集的区。因为有车,近交通、近商圈、近亲友、周边设施健全就都成为锦上添花的弹性要求。

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参与人数 2威望 +45 收起 理由
urban2000 + 20 谢谢分享!
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2#
发表于 17-7-2010 19:56:28 | 只看该作者
提示: 作者被禁止或删除, 无法发言
等着看连载。。。
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3#
 楼主| 发表于 17-7-2010 21:12:55 | 只看该作者
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4#
发表于 17-7-2010 21:18:07 | 只看该作者
预算视乎有点紧,一起看我也是这样想的
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5#
发表于 18-7-2010 02:49:42 | 只看该作者
关注关注
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6#
发表于 23-7-2010 15:48:10 | 只看该作者
买了吗?有图有真相
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7#
发表于 25-7-2010 02:58:05 | 只看该作者
期待楼主的日记,看来买好了嘛
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8#
发表于 25-7-2010 17:33:20 | 只看该作者
现在first home的话,就7000补助,没有1万4了。而且60万左右的别墅,3房,能符合lz要求的,真的比较少。可能hill区有。
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9#
发表于 25-7-2010 17:36:10 | 只看该作者
。。。。。。。。
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10#
发表于 25-7-2010 18:30:55 | 只看该作者
60万?你首付多少?狠点了吧。
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11#
发表于 25-7-2010 18:40:30 | 只看该作者
预算有点紧啊 买到了吗?
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12#
发表于 25-7-2010 19:18:59 | 只看该作者
因为购买60万澳元以下房产的首次置业者,可以享受政府1.4万澳元的补贴,印花税也有相当的折扣。
--》这个60万也适用于墨尔本吗?楼主可否给一个官方网查这个信息?
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13#
发表于 25-7-2010 20:46:57 | 只看该作者
60万是首付么?
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14#
发表于 25-7-2010 21:11:25 | 只看该作者
楼主牙膏了呀~~~都一个礼拜多了,也没有更新?难得最近在忙着签合同?呵呵
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15#
发表于 25-7-2010 22:58:35 | 只看该作者
原帖由 binbenban 于 25-7-2010 19:18 发表
因为购买60万澳元以下房产的首次置业者,可以享受政府1.4万澳元的补贴,印花税也有相当的折扣。
--》这个60万也适用于墨尔本吗?楼主可否给一个官方网查这个信息?

放狗搜就出来啦http://www.sro.vic.gov.au/sro/SR ... 2575A1004420DC?open
The First Home Owner Grant (the grant) scheme was established to encourage and assist home ownership and to offset the effect of the GST on home ownership.

The grant is not means-tested nor is it restricted by the price of the property for contracts entered into prior to 1 January 2010.

For contracts entered into on or after 1 January 2010, the grant will only be payable where the price of the property or construction of the home does not exceed $750,000. An exception to this requirement is where the contract relates to a home that is on, or to be built on, primary production land.

The SRO administers the grant with the help of a number of banks and lending institutions that are approved agents.
How much is the grant?

A payment of up to $7000 is payable to eligible first home owners.
Are you eligible to receive the grant?

In order to receive the Grant you must satisfy various eligibility requirements. Furthermore, only certain types of transactions are eligible to receive the grant.
Which homes qualify?

To qualify, the home must be used as a place of residence. Furthermore, the home must be, in the Commissioner's opinion, suitable for use as a place of residence.

This includes:

    * Houses
    * Flats
    * Units
    * Townhouses or apartments located anywhere in Victoria, and
    * Moveable homes relocated onto land owned by the applicant.

What if the home is not in Victoria?

Each State and Territory in Australia has its own grant scheme. If you are purchasing or building your first home outside Victoria, please enquire at the Revenue Office of the State or Territory where the home is located.
Who should be the applicant?

All persons who are or will be owners of the home being purchased or built are required to be applicants. An owner of a home is a person who holds or will hold a relevant interest in the land on which the home is situated or being built.

You will hold a relevant interest in a property if you are registered on title as the owner or hold an interest as purchaser under a terms contract. A 'relevant interest' does not include the interest of either a trustee or a beneficiary under a trust (apart from a beneficiary under a legal disability).
Do I have to provide the details of my spouse or partner in the application?

A person is a spouse of another if they are legally married to each other. A person is a partner of another if they are in a domestic relationship regardless of gender.

Whether or not your spouse/partner is an applicant, his or her details must be included on the application form and considered when answering the eligibility questions.
How and where do you apply for the grant?

The completed application form and supporting documents should be lodged with an approved agent at the time of applying for finance or with us after settlement or completion of construction.
What supporting evidence is required?

Please check what supporting evidence is required before you lodge your application.
When will the grant be paid?

Payment of the grant is subject to the written approval being made by the Commissioner.

The date the grant is paid depends on whether you are building or buying. It also depends on whether you are applying through an approved agent or the SRO.

Note: Your application will be returned to you if not fully completed and the required supporting evidence is not attached.

This table sets out when the grant is to be paid.
Can a decision be appealed?

If you are dissatisfied with the Commissioner's decision on your application, you may lodge a written objection with the Commissioner. Your objection must be lodged with the Commissioner within 60 days of the date of the notice advising that your application has been denied. Your objection must state fully and in detail, the grounds of your objection.

If your objection is disallowed by the Commissioner, you may, within 60 days, request that the matter be referred to the Victorian Civil and Administrative Tribunal.
Penalties

If applicants receive the grant when they are not entitled, or do not comply with the residency requirement, penalties and interest may be imposed.

The amount of any penalty which may apply is dependant on the circumstances of each case and is in addition to having to repay the grant. In some circumstances the penalty applied is equal to the amount of the grant received.

The SRO conducts regular investigations to ensure compliance.
Making a false or misleading statement

It is an offence for a person to make a false or misleading statement in or in connection with an application for a grant. If it is determined that a person has made such a statement, then they may be prosecuted. All applications undergo a rigorous review where applicants are checked for former home ownership in Victoria and interstate. Other checks into spouse/partner status, council records, title details and finance particulars are undertaken on a routine basis.
Confidentiality and Privacy

All information provided to the SRO is subject to the SRO Privacy Statement.
Relevant Duty Exemptions and Concessions

In addition to the grant you may also be entitled to:

    * First home owner with family exemption or concession
    * Pensioner exemption or concession
    * Duty concession for Principal Place of Residence (only available for contracts entered into on or after 1 January 2007)

Please note that different sets of eligibility criteria apply for these exemptions and concessions.

[ 本帖最后由 熊猫阿三 于 25-7-2010 23:04 编辑 ]
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16#
发表于 25-7-2010 23:08:59 | 只看该作者
60万悉尼要能买到3房house那是很便宜了。
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17#
发表于 25-7-2010 23:13:51 | 只看该作者
坐等看续集
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18#
发表于 25-7-2010 23:39:45 | 只看该作者
难道是个赚分贴?没下文了?日记改周记
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19#
发表于 28-7-2010 13:29:55 | 只看该作者
没下文了?
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