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各位朋友,
大家如果有Westpac Bank银行帐户开户, 帐户日常维护, 费用咨询,信用卡申请,Home Loan,投资理财(Financial Planning),
房屋和家庭Content Insurance及各类Insurance, Business loan and Business insurance etc等方面的疑问和咨询的话
可以想我发问.
本人愿意为你解答. 也可以加我的MSN解答.
本人现在在]Westpac Bank工作,以上是本人的工作内容,所以也希望利用我自己的知识可以和大家交流.
本人的MSN: qjimmy2002@hotmail.comWestpac Bank
本人的电话: 0403706336
备注:1.我本人PREFER大家先通过MSN和我交流. 当然电话也可以.
2.所提供信息以当日为准Westpac Bank:Credit Card, Home Loan, Investment&financial planning,Insurance
WESTPAC银行的基本帐户(简介):
日常帐户: 只是日常DEPOSIT 和 WITHDRAWL 用的,没有任何利息
WESTPAC CHOICE: UNLIMITED TRANSACTIONS, $5 MONTHLY FEE,IF YOUR BALANCE IS OVER $3000 PER CALENDAR MONTH, $5 WILL BE WAIVED
WESTPAC CHOICE EACCOUNT:UNLIMITED ELECTRONIC TRANSACTIONS, $3 MONTHLY FEE,(TELEPHONE AND INTERNET BANKING ONLY)
BASIC ACCOUNT: FOR PEOPLE WHO RECEIVE THE SOCIAL SECURITY, NO MONTHLY FEE
DEEMING ACCOUNT: FOR PEOPLE WHO IS AGE OVER 55 AND HAVE NSW PENSION CARD
储蓄帐户:主要的目的是挣利息
MAXI-DIRECT: INTERNET BANKING AND TELEPHONE BANKING TRANSACTION ONLY, NO MONTHLY FEE, UNLIMITED ELECTRONICE TRANSACTIONS, FLEXIBILITY OF USING YOUR MONEY, EARN MINIMUM 5.25% INTEREST, INTEREST CACULATED DAILY AND PAID MONTHLY
WESTPAC REWARD SAVER: NO MONTHLY SERVICE FEE, WITH MINIMUM 2.5% INTEREST, BONUS INTEREST IS 4.05%(WHEN ELIGIBLE CRITERIA MET), IF YOU DON'T HAVE ANY WITHDRAW AND AT LEAST 1 DEPOSIT OVER $50 PER CALENDAR MONTH, THEN YOU CAN EARN 2.5%+4.05%=6.55% INTEREST, INTEREST CACULATED DAILY AND PAID MONTHLY (这个帐户很适合那些人为了存多点利息但又不必被限制在一定的时间, 比如定期存款), 这个帐户没取一次都会被CHARGE $2.5
信用卡:
有积分的 ALTITUDE CARD: 一个帐户两张卡,由MASTER CARD 和AMERICAN EXPRESS组成, MASTER CARD $1 积 1 分, AMEX $1 积 2分或者是3 分(只有铂金卡才能享受), 45 天免利息期,
ALTITUDE 铂金卡:
$295 年费, 用这个卡消费, 买机票可以的到免费的TRAVEL INSURANCE, 买电器可以得到免费的一年EXTENDED WARRANTY, SHOP WITH FREE PURCHASE SECURITY,高CREDIT LIMIT
ALTITUDE 黄金卡150 年费
FREE Overseas Travel Insurance
You will receive free comprehensive overseas travel insurance4 for trips of up to three months. That's a potential saving of hundreds of dollars. You, and your immediate family travelling with you, automatically receive:
Unlimited medical expenses cover
Up to $15,000 cover for lost luggage, personal effects or travel documents
Up to $2.5million of personal liability
Rental vehicle collision damage and theft excess cover of up to $5,000
Plus, in the event of your death or defined injury while travelling on public transport (including aeroplanes) anywhere in the world, you are covered by Transport Accident Insurance4 for up to $250,000.
Shop with free Purchase Security Insurance and Extended Warranty Insurance
Your Altitude Card gives you 90 days free Purchase Security Insurance4 against loss, theft or accidental damage for most new items you purchased with your Altitude Gold card in Australia and overseas.
Receive free Extended Warranty Insurance4 of up to one year, in addition to the manufacturer's warranty, on most new domestic appliances purchased with your Altitude card in Australia.
Additional benefits
Priority Service Line
All Altitude Gold cardholders have access to a Priority Service Line. You can call us on 1300 367 228, 24 hours a day, 7 days a week.
ALTITUDE 普通卡 100 年费, 没有GOLD CARD 和PLATINUM CARD的优惠,就只有积分功能
非积分卡:
黄金卡90 年费(第一年免年费), 55 天免利息, 3.99% BALANCE TRANSFER
用GOLD CARD PURCHASE 可以的到 FREE TRAVEL INSURANCE,
As well as all the benefits of a Westpac credit card, you'll enjoy exclusive Gold benefits:
FREE Overseas Travel Insurance2
FREE Purchase Security and Extended Warranty Insurances2
FREE Transport Accident Insurance2
Complimentary Identity Theft Insurance*
A higher credit limit than standard MasterCard or Visa Card
Optional - Credit Card Repayment Protection (帮助减少CREDIT CARD DEBT)
55天免利息卡(STANDARD): $30年费(第一年免年费), 55天免利息, 3.99% BALANCE TRANSFER
LOW RATE MASTER CARD: $45 年费,55天免利息,3.99% BALANCE TRANS
EARTH+ CARD:
The extra useful bits. On Earth+.
You'll get useful stuff like:
Overseas Family Travel Insurance - save up to $700 a year when you pay for your holiday on Earth+
Save on international cash advance fees - the usual 1.5% fee charged by Westpac^ doesn’t apply on Earth+
Save on foreign currency transaction charges - no 1.5% Westpac^ fee here either
Some of the lowest rates. On Earth+.
Pay just 15.49%pa on purchases
Up to 55 days interest free on purchases~
Just 5.99%pa on certain Qantas products and services like flights and holidays
A tiny 0.99%pa for 6 months on balance transfers*
Plus pay a low annual fee of just $79.
Qantas Frequent Flyer points. On Earth+.
Earth+ gives you:
1 point for $1 you spend on your Earth American Express® Card - which gives you maximum points
0.5 point for every $1 you spend on your Earth MasterCard® card - accepted at over 25 million locations worldwide
An extra point for every $1 you spend on certain Qantas services
Free Qantas Frequent Flyer membership, saving you $82.50 on the joining fee
- but only for a limited time
家庭和CONTENT INSURANCE具体要看了,这个是BIG SUBJECT )
HOME LOAN:
ROCKY HOME LOAN PACKAGE, 对冲帐户, 免年费的CREDIT CARD,等(具体要看情况)
[ 本帖最后由 newaussie2008 于 14-3-2008 20:16 编辑 ] |
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发表于 27-1-2008 23:53:33
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