自己租房, 买的房转为投资房,能退税吗?

hwll

请教各位同志, 有谁知道如果我现在搬出买的自住房, 租其他房子住, 能否将我现在的自住房转为投资房而帮助退税呢?  就是说, 没有自住房的前提下, 是否能有投资房?

多谢!

青山

可以。你买投资房，不一定要有自住房。

freeflygo123

Yes.

However, only REMAINING bank interest can be tax returned. E.g. You have borrowed $400K from a bank but 3 years later the bank balance becomes $300K. That $300K can be tax returned not $400K.

shurman

yes, you can.
But the rent will become your taxable income, and also in the future you have to pay the captial gain tax when you sale your house or change it to owner occupied again.

hwll

原帖由 shurman 于 25-10-2007 17:57 发表

                               
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yes, you can.
But the rent will become your taxable income, and also in the future you have to pay the captial gain tax when you sale your house or change it to owner occupied again.

谢谢!! 但是有一点没有看明白, 为什么变回自住房的时候要上税呢?

shurman

原帖由 hwll 于 25-10-2007 18:04 发表

                               
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谢谢!! 但是有一点没有看明白, 为什么变回自住房的时候要上税呢?

because if you have claim tax rebate for the property, you have to pay the capital gain tax. for example, when you start to claim tax rebate, your house is worth of $500,000. two years later, you want change it to owner occupied, at this time your house is worth of $600,000.  that you need to pay the capital gain tax for the $100,000.

When you change the title of your property (between owner primary residence  and owner non-primary residence), you must ask independ real estate agent to estimate the value of your property, then you can process the things such as tax rebate and captial gain tax.

shurman

If you have got the first property rebate, you have to live in it for at least for six months before changing to inverstment property.

doufu

没全明白，

我有自住房，住了三年。可因为我女儿上学不方便，我把自住房出租了（变成投资房了）。在女儿学校附近租房子住了。
如果，两年后，我们搬回来，再改成自住房会怎么样？

luoyi727

you want change it to owner occupied, 这句话什么意思？

shurman

当自住房转为投资房时，或投资房转为自住房时， 需要到市政府管理机构转换房屋的“TITLE”". 自住房为“PRIMARY RESIDENCE” 或者“OWNER OCCUPIED” 。投资房为“SECOND RESIDENCE” 或“investment property.
其中涉及到对房屋价格的评估，贷款利息抵税等问题。

美丽开始

是不是有个6年的期限？听说，这类的信息哪里可以查到？

coco1111

可以的，富人都是这样！

crystalsea

可以上报退税吗？

Gina~

原帖由 crystalsea 于 12-7-2008 21:16 发表

                               
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可以上报退税吗？

这个不可以。。。 因为电单，电话单，还有地址 都是你自己房子的地址。。。。怎么证明 你这个是投资房。。。。如果能解决这些问题 。。。那就。。。

crystalsea

实际情况如此，申报也不怕查，那些账单是我的名字，不过我的房客定期向我的银行账号交房租，担心不申报可能还不行呢。否则收入来源不明了