Agree with MillerYang, for more details:
By offering BPAY, you can improve cash flow, decrease costs and reduce administration time.
Cleared funds are deposited directly into your account each banking business day. BPAY is also quick and easy for your customers. It allows your customers to pay a wide range of bills with just one phone call or the touch of a computer key, seven days a week, day or night, within the security of their banking environment.
BPAY offers an efficient and user-friendly solution for receiving payments that provides significant cost and time benefits for not only you, but your customers too.