update银行贷款产品总结

lynn_liu

BANKWEST


1： Double deal：variable rate first two years 5.13%， Annual fee: $180 Upfront fee: $290左右. 贷款比例低于80%，upfront fee通常可省掉，but depends on your broker。


2.：Premium Select Home Loan：5.24% variable rate  LVR>75%, Loan Amount >200k


3：Two years fixed rate 4.99% with 40% offset. 市面上少见的固定利率同时可以拥有offset account。

CBA Commonwealth Bank

1. Wealth Package: Up to 1% discount (5.15%) subject to loan amount, annual fee $350. No upfront establishment fee.

2. Attractive 5.24% three years special variable rate, no fees home loan

3. Two years fixed rate 4.99%

4.Refinance：$700 rebate until 30 June 2013

Citibank

1. Up to 85% borrowing (LVR) NIL Lenders Mortgage Insurance (LMI). But property must be more than four years old.
Under $50k  5.34%
above $50k  5.29%
支持海外收入


2. Fixed Rate: 4.84% of first two years

Homeside

1. Variable rate
    5.24% if 75% LVR and above $500k
    5.30% if 75% LVR and under $500k  

2. Two years fixed rate 4.99%



Suncorp Bank


1. Money Manager package loan:


Up to 0.9% discount (5.34%) if borrowing more than $250,000 LVR 80%
Up to 1% discount (5.24%) if borrowing more than $500,000 LVR 80%
Platinum credit card available, full transactional offset account. Annual fee $375.

2. Three years fixed rate 4.94% if not more than 80% LVR

3. Variable rate 5.19%  if loan amount >600k



Westpac Bank


1. Rocket repay home/investment loan:


Discount range from 0.9% to 1% from standard variable rate, end rate 5.26% to 5.36% (subject to borrowing amount and LVR).
Full offset account with credit card.
Overseas income acceptable up to 80% LVR. After discount rate as low as 5.36%.

2. Fixed rate 1 year, 4.79%.

3. Fixed rate 2 or3 years, 4.99%.

ING

1 Variable rate 5.13% if not borrowing more than 80%, and loan amount >500k

2 Variable rate 5.23% if not borrowing more than 80%, and loan amount <500k

3  Fixed two years 4.84% if not borrowing more than 80%, and loan amount > 250k

freeflyall

谢谢整理！很有用

周星星1832

谢谢分享

aucentum

感谢分享

daihc524