不出于自愿的投资房如何报税，影响7000刀吗？

saltlake98

我刚买了房子，但是有租约的房子，房主因为急着搬到另一个城市，还留着半年租约给我。 我当时没想到那末多。觉得房子满意就买了，只是和中介商量把settle的时间退后几天，可以满足我在settle一年内可以住满后面的半年，好拿7000的首次住房补助。    后来房子还是原来的中介负责打理，把房租转给我。  但最近突然想到明年7月后要报税的话，会不会很麻烦呢？   

因为我的房子是按照自住房申请的7000补贴，到时候报税又要按照投资房来报，是否ATO会来找我的麻烦呢，从而影响我已经领到的7000补贴呢？  我是要自住的，但带租约的房子是不能改的。 我的每月贷款利息高于房租收入，我是否可以不报这个租房税呢？  

我已经和中介说好，就租到租客一年租期结束，我就要搬进去了。而且我还商量想提前入住，但租客不愿意。

另外，如果我若干年后要卖这个房子，这半年是否还要算增值税呀？

请各位专业人士给我点建议吧。  真是麻烦，当时买房子没想到还要报税，因为完全是要自住的。 我这种情况，如果再有个partime的工作，一定要请会计师帮忙报了吧？

谢谢！

MillerYang

如果是自住，share房间给别人，应该可以兼顾自住补贴和投资房报税。。。

但是如果你自己不住在里面的话。。。。只能说理论上可行了

saltlake98

分租还能当投资抵税吗？ 澳洲的税法太复杂了，怪不得ACCOUNTANT都比较好找工作呢。

toaussie_share

对于投资房而言，增值税不是按时间的，而是看总价的，比如你买的时候花了70万，卖的时候是100万，那么增值30万的一半即15万按当年个人所得税来征收。

对于自住房而言，没有增值税的。如果你报的是自住房，当然就不存在增值税的问题。

zz2008

The property must have been your main residence

To qualify for a full CGT exemption, the property must have been your main residence from when you bought it or acquired it.

If you move out of the property and rent it out, you can continue to claim an exemption from CGT for up to six years after you move out. If you don't rent it out, you can claim a CGT exemption for it for an indefinite period after you move out.

Example: Full exemption - moved out and returned within 6 years

Bill purchased his house in Brisbane in January 2001. He moved in immediately and after six months went on a working holiday around Australia for one year. While he was in Tasmania he met his future partner Maria and lived with her in her rented flat for five years.

During this time his home in Brisbane was rented out and was producing income.
http://www.ato.gov.au/corporate/ ... ontent/00150825.htm

He returned to Brisbane with Maria and moved back into his home. Several months later, he decided to sell his home. Bill did not own any other properties during this time and is able to treat his home as his main residence and be exempt from CGT on the house as he moved back in within six years.

[ 本帖最后由 zz2008 于 6-12-2011 03:11 编辑 ]

zz2008

如果担心capital gain tax，应该不用担心。
Full exemption - moved out and returned within 6 years
甚至可以claim出租产生的费用，不过应该要交income tax
Claiming deductions

As with any rental property, the costs you incur when your home is rented out, such as repairs and maintenance, are deductible even though you are claiming the main residence CGT exemption.

You need to keep accurate records and remember, you can't claim:

    an immediate deduction for initial repairs, renovations or construction costs (although you may be able to claim the cost of 'capital works' for certain construction expenditure over 25 or 40 years), or
    any deductions for periods the home is not rented out or not available for rent.

zz2008

1.自住房在6年内住过，就不用交增值税capital gain tax，而且CGT也是要到你的投资房卖了，赚了钱才要交的，自住房是不用交的
2.虽然你是贷款买房，但出租的收入还是要交税的，因为你的是自住房
negative gearing只适用于投资房，如果是投资房的话，贷款和出租收入之间的损失可以免税
但自主房是没有的

[ 本帖最后由 zz2008 于 6-12-2011 03:27 编辑 ]