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标题: 本人无工作，可以自己买super吗？ [打印本页]

作者: 会飞的碗 时间: 31-1-2008 16:14
标题: 本人无工作，可以自己买super吗？
看了一些大家的贴子，但对这个问题还是不明白：
本人没有工作，家庭主妇，可否自己买super呢？我每年存个1000进去，是否意味着政府会另外给我1500？如果可以，我们用以买super的这笔钱，因为是从老公收入中挤出的，是否可以享受15％的税率呢？

希望高人解答，多谢！

作者: 还是巴豆 时间: 1-2-2008 07:57
当然可以，而且你也可以得到政府的1500。
而且，你的1000是从你老公的税后工资来的（是啊，税已经被公司直接扣了），所以不用再扣任何税了。
这下高兴了吧。

作者: 会飞的碗 时间: 1-2-2008 09:34
谢谢巴豆，那应该怎样开这个super的帐户呢？具体怎么操作还是不太明白，麻烦了

作者: luoyi727 时间: 1-2-2008 10:30

原帖由 会飞的碗 于 31-1-2008 16:14 发表

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看了一些大家的贴子，但对这个问题还是不明白：
本人没有工作，家庭主妇，可否自己买super呢？我每年存个1000进去，是否意味着政府会另外给我1500？如果可以，我们用以买super的这笔钱，因为是从老公收入中挤出的， ...

没做过，说点常识性的问题，应该可以自己交，需要找个自己满意的superfund开户，然后存钱，存钱的话，无论这笔钱从何而来，进了super帐户，都要扣15%的税，谁都逃不了

作者: FIRE 时间: 10-2-2008 04:01
Am I eligible for the super co-contribution?

The eligibility criteria for the co-contribution have now been widened to include more people.

From 1 July 2007, you will be eligible for the co-contribution in a year of income if:

you make a personal superannuation contribution by 30 June each year into a complying superannuation fund or retirement savings account
your total income is less than $58,980 (this is indexed annually to reflect changing average wages)
10% or more of your total income is from eligible employment, running a business or a combination of both
you are less than 71 years old at the end of the year of income
you do not hold an eligible temporary resident visa at any time during the year

[ 本帖最后由 FIRE 于 10-2-2008 04:03 编辑 ]

作者: FIRE 时间: 10-2-2008 04:04
if you don't have any income at all.

I don't think the 政府会另外给我1500

作者: FIRE 时间: 10-2-2008 04:21
Super co-contribution thresholds
The way your co-contribution is determined will depend on the income year in which you made your personal superannuation contributions.

Lower income threshold
Higher income threshold
What will I receive for every $1 of personal superannuation contributions?
What is my maximum entitlement?

From July 1 2003 until 30 June 2004
$27,500
$40,000
$1 for every $1, up to a maximum co-contribution of $1,000 a year.
Your maximum amount is $1,000. However, you must reduce this by 8c for every dollar you earn over $27,500 up to $40,000.

From 1 July 2004 until 30 June 2007
$28,000
$58,000
$1.50 for every $1, up to a maximum co-contribution of $1,500 a year.

For the 2005-06 income year, you will receive an additional one-off payment, doubling your co-contribution entitlement.
Your maximum amount is $1,500. However, you must reduce this by 5c for every dollar you earn over $28,000 up to $58,000.

From 1 July 2007
$28,980
$58,980
$1.50 for every $1, up to a maximum co-contribution of $1,500 a year.
Your maximum amount is $1,500. However, you must reduce this by 5c for every dollar you earn over $28,980 up to $58,980.

作者: 妮南 时间: 18-2-2008 10:14

原帖由 FIRE 于 10-2-2008 03:34 发表

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if you don't have any income at all.

I don't think the 政府会另外给我1500

假如没去工作，一边领着政府的补助，一边自己缴养老金，是不是也会从政府那里得到1500澳元养老金补助呢？

我想不容易。

作者: 黑山老妖 时间: 18-2-2008 15:16
不可以的。
想要拿这个1500你要有收入而且至少10%是从工作得来。

作者: 青山 时间: 18-2-2008 16:27
我发现我去年就符合这个标准，为什么政府没有给我交super呢？
这个需要单独申请么？

作者: libai0915 时间: 21-2-2008 11:02
我发现我也没有拿到阿，是不是必须使pr?我还没有拿到阿，我2007年交了500多阿

作者: 妮南 时间: 21-2-2008 15:56
标题: 回复 #11 libai0915 的帖子
政府最高值1500澳元的补贴，临居的不可以。

作者: luoyi727 时间: 22-2-2008 15:36
首先必须在财年底前自己用税后的钱交一定数目。也就是自己交super促发co-contribution这个事件

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